Insurance for renting a cars is often a good mobility solution to get around when a cars is only needed for a period, especially if we travel to another state or when we receive relatives. Renting a car can be the solution to move more easily, either around the city or to make a road trip. But just like when the car is ours, it is necessary to make sure we are cover in any situation.
Do you want to know how to hire cars rental insurance and what it consists of? Normally the agency that rents you the cars offers you auto insurance included, which is normal because they want to protect themselves, but they cannot force you to take out insurance with their provider. You have the right to insure it as best suits you and at the best price, at Hello Safe we will tell you how. Just remember that the most important thing is to be insure.
How to have a car rental in Cancun with insurance included?
Cancun is, without a doubt, one of the most touristic and interesting places in Mexico. Therefore, if you are going to travel there on the occasion of your next vacation or some business tasks, it is very possible that you are interested in renting a car, and even more so a car rental in Cancun with insurance included.
Indeed, there are car rental offers in Cancun with insurance included. But how do you know which is the option to rent a car in Cancun with insurance included? Some companies that have car rental offers in Cancun with insurance included:
- Sixt
- keddy
- American Car Rental
- Europcar
- ACE Rent a Car.
There are even more companies that have car rental offers in Cancun with insurance included. And let’s not forget that if you have a credit card with which to pay your car rental, the insurance may be offered free of charge by your credit card entity, read on to find out which cards offer this possibility.
If you want to compare the best car insurance offers for rent in Mexico, we also give you the opportunity to go through our comparator, which references the best price offers in a neutral and independent way.
What are the credit cards with car rental insurance in Mexico?
When you travel and need to rent a car, it is very natural to wonder if our credit cards include car rental insurance. In general, there is a variety of credit cards that include car rental insurance in Mexico. The credit cards that have car rental insurance included are:
- VISA
- MasterCard
- American Express
Generally, the Gold, Platinum and Signature versions of these credit cards include car rental insurance in Mexico. However, it doesn’t always happen. For this reason, at HelloSafe we strongly recommend that you check it by contacting the company that provides the service or reviewing its conditions of use, to define whether your credit card has car rental insurance or not.
How to obtain car rental insurance with the VISA Platinum credit card?
Obtaining car rental insurance with the VISA Platinum credit card is very easy. To get car rental insurance at the time of renting a vehicle in Mexico, you only have to make the payment using a VISA Platinum card. This coverage will be activate automatically and will be valid for a maximum of 31 days.
That yes, to be able to enjoy the car rental insurance of the VISA Platinum credit card, it is essential that, before making the payment, you reject the coverage of ‘Exemption of Damages by Collision or any other similar. This can also be present under the acronym CDW of ‘Collision Damage Waiver’.
Specifically, the VISA Platinum credit card car rental insurance coverage will cover these collision damages, as well as the possible theft of the vehicle and the possible costs associated with it. It will also deal with the expenses derived from acts of vandalism and accidental fires, provided that the person responsible is the cardholder. This policy is non-transferable.
How to obtain Mastercard car rental insurance?
MasterSeguro de Autos is what the credit card company calls Mastercard car rental insurance. It is a benefit that you can obtain by having the Platinum card but that follows specific conditions so that it covers you. Mastercard car rental insurance is obtain as long as:
- The full payment of the vehicle rental is made with the aforemention card.
- In addition, as with the rest of the cards, another of the conditions to be able to obtain Mastercard car rental insurance is to reject the CDW/LDW coverage offered by the car rental agency.
- Also remember to carefully read the conditions of this benefit.
This insurance pays for damage to a rental vehicle caused by a collision, theft, act of vandalism or accidental fire. Coverage can be up to $75,000 USD, anywhere in the world, for up to 31 consecutive days. This is a coverage that may be more complete than that offered by the car rental company.
